We have been closing loans
for CalPERS and CalSTRS Members for 16 Years!

And a few thousand happy clients later, we are still here helping members with no lender fees and great rates. We have many programs to assist first time home buyers as well as members who wish to purchase a second home or investment property.
“We got pre-qualified for a home loan through Sean, he is very knowledgeable and takes time to explain everything and answer all of our questions. It’s not everyday that you purchase a home, so having Sean there to guide us through the process has been very helpful.”Mr. Wu Sacramento CA.
“Buying a house is one if not the biggest purchase you will make in your life. We as first time home buyers were a little nervous, however Sean Safholm made the loan transaction so easy and great. We received weekly updates, wonderful follow through and the best rate out there. I would recommend him to anyone looking to purchase or Refinance.”Laurie B. Sacramento CA.

Our services.


We will meet with you and discuss your situation and find the best solutions for your needs. All your questions will be answered.


Rest assured that we will help you complete your loan application fast and easy for a quick decision at maximum approval.

Loan Approval

You can count on us to work hard to get you a loan approval with in 24 hours of your application.

Loan Funding

We will work with the whole team to get your loan closed fast so you can get your new keys and move in!

Hours For Approval

Days To Close

Lender Fees*
  • Connector.

    No Lender Fees and $500 Credit*

    We have many programs that you may qualify for inlcuding FHA, VA, Conventional, Jumbo, CalVET, USDA, CalHFA and many more. CalPERS Members also pay no lender fees on most programs and get a credit of $500 on all programs.

  • Connector.

    Down Payment Assistance

    There are many programs for CalPERS members to assist with your down payment and closings costs. Down payment assistance program are available from CalHFA and Golden State Housing Authority.

  • Connector.

    Real Estate Referrals

    We can help you find the right real estate broker to help you navigate the home buying or selling process. Our approved real estate brokers also have committed to giving back a portion of their commission to CalPERS members.

Find us.

1321 Howe Ave Suite 235, Sacramento, CA

Call us.


Email us.